MBNA Smart Cash Platinum Plus Mastercard
Cash Back1.0¢ exact
$0 annual fee
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No-fee cash back card with 2% on gas and groceries (capped at $500/month). The first 6 months promote those categories to 5%, which is the main reason to consider this card. Beyond the promo period, returns are modest.
Earn Rates
🛒 Groceries — Amex accepted2x⛽ Gas2x·Everything else0.5x
💡 2% cash back on gas and groceries (up to $500 monthly spend cap). 0.5% on all other purchases. 5% promotional rate on gas and groceries for first 6 months.
Welcome Bonus
Smart Bonus Strategy — Earn 1,500 points
Spend $3,000 within 6 months
Minimum spend bonus
Spend $3,000 in 6 months
optimal stopcash back bonus+$150Min. spend earnings1,500 pts × 1.0¢+$15
Annual fee$0
Net first-year value+$165
Compare to Similar Cards
Rogers Red World Elite Mastercard
Cash Back1.0¢ exact
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you could earn$678
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