Scotiabank American Express.
Scene+1.0¢ exact
$0 annual fee
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No-fee Scotiabank Amex earning 3x at Empire-family grocers (Sobeys, Safeway, FreshCo, Foodland) and 2x at all other groceries. 4x travel applies only to Scene+ Travel bookings. Strong choice for households that shop at Empire stores and want a no-fee Amex.
Earn Rates
🛒 Groceries — Amex accepted3x🍽️ Dining2x⛽ Gas2x🚇 Transit2x📺 Streaming2x·Everything else1x
💡 3x groceries applies at Sobeys, Safeway, FreshCo, Foodland and other Empire stores — 2x at all other grocery stores. 4x travel applies to hotels and car rentals booked through Scene+ Travel (Expedia) — 1x on all other travel purchases.
Welcome Bonus
Smart Bonus Strategy — Earn 2,750 points
See spend breakdown below
Minimum spend bonus
Spend $250 in 3 months
optimal stop2,500 pts × 1.0¢+$25Min. spend earnings250 pts × 1.0¢+$3
Annual fee$0
Net first-year value+$28
Not Included in Smart Bonus Strategy
2,500 points after $1,000 in purchases in the first 3 months
Spend $750 in 3 months
Only 3.3% return — optimal tier earns 11.0%
2,500 pts × 1.0¢+$25Compare to Similar Cards
Scotiabank Gold American Express
Scene+1.0¢ exact
$120 annual fee
you could earn$963
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