Points to Premium
💎 Find my best cards🎁 Best signup bonuses📚 Guides🪙 Points Programs👝 My Wallet

PC Optimum

0.1¢ exactCash back & simple

Fixed-value program — points redeem at exactly 0.1¢ per point.

About this program

PC Optimum points (~$0.001 each; 10,000 pts = $10). Redeem on groceries and at Shoppers Drug Mart within the Loblaw/PC ecosystem; no cash or statement credit.

Cards earning PC Optimum

PC Financial
PC World Elite Mastercard
0.1¢ exact
$0 annual fee
welcome bonus20,500 pts($21 value)