American Express Gold
Amex Membership Rewards1.5¢ – 4.0¢
$250 annual fee
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Mid-fee Amex with 2x on groceries, gas, drugstore, and travel. Includes a $100 annual travel credit and 4 airport lounge passes via Plaza Premium. The travel credit is straightforward to use, the lounge passes have moderate value if you fly a few times a year.
Earn Rates
🛒 Groceries — Amex accepted2x⛽ Gas2x✈️ Travel2x💊 Drugstore2x·Everything else1x
Annual Benefits
$100 travel credit, 4 Airport Lounge Passes
Value: $100 first year
Welcome Bonus
Smart Bonus Strategy — Earn 83,000 points
See spend breakdown below
Minimum spend bonus
Spend $12,000 in 12 months
60,000 pts × 1.5¢+$900Minimum spend bonus
Spend $1,000 in 3 months
optimal stop10,000 pts × 1.5¢+$150Min. spend earnings13,000 pts × 1.5¢+$195
Annual benefits$100 travel credit, 4 Airport Lounge Passes+$210
Annual fee-$250
Net first-year value+$1,205
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