CIBC Dividend Visa Infinite Card
Cash Back1.0¢ exact
$120 annual fee (waived yr 1)
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Strong cash back card with 4% on gas and groceries, 2% on transit, dining, recurring bills, and travel through CIBC's portal. The 4% grocery rate is among the highest in Canada. Best for households with significant grocery and gas spend.
Earn Rates
🛒 Groceries — Amex accepted4x⛽ Gas4x🍽️ Dining2x🚇 Transit2x✈️ Travel2x📺 Streaming2x📄 Bills2x·Everything else1x
💡 4% gas, EV charging and groceries. 2% transit, dining, recurring payments and travel via CIBC Expedia. 1% all other purchases.
Welcome Bonus
Smart Bonus Strategy — Earn 2,000 points
Spend $2,000 within 4 months
Minimum spend bonus
Spend $2,000 in 4 months
optimal stopcash back bonus+$200Min. spend earnings2,000 pts × 1.0¢+$20
Annual fee (waived yr 1)$0
Net first-year value+$220
Not Included in Smart Bonus Strategy
$50 when you set up your first pre-authorized payment in the first 4 statements
Spend $0 in 4 months
0 pts × 1.0¢+$0Compare to Similar Cards
MBNA Smart Cash Platinum Plus Mastercard
Cash Back1.0¢ exact
$0 annual fee
you could earn$377
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