RBC Cash Back Preferred World Elite Mastercard
Cash Back1.0¢ exact
$99 annual fee
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Flat 1.5% cash back on every purchase with no categories to track. Includes travel insurance and mobile device coverage. Best for someone who wants predictable returns without juggling spend categories.
Earn Rates
🛒 Groceries — Amex accepted1.5x🍽️ Dining1.5x⛽ Gas1.5x🚇 Transit1.5x✈️ Travel1.5x💊 Drugstore1.5x📺 Streaming1.5x📄 Bills1.5x🛍️ Everything Else1.5x·Everything else1.5x
💡 1.5% cash back on all purchases — no category bonuses. Rate drops to 1% after $25,000 in qualifying purchases per year.
Compare to Similar Cards
MBNA Smart Cash Platinum Plus Mastercard
Cash Back1.0¢ exact
$0 annual fee
you could earn$377
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