Scotiabank Platinum American Express
Scene+1.0¢ exact
$399 annual fee
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Premium Amex earning a flat 2x on everything plus 10 lounge passes. No foreign transaction fees. The flat earn rate is uncommon and removes the need to track categories. Worth considering for high-spend users who want simplicity and lounge access.
Earn Rates
🛒 Groceries — Amex accepted2x🍽️ Dining2x⛽ Gas2x🚇 Transit2x✈️ Travel2x💊 Drugstore2x📺 Streaming2x📄 Bills2x🛍️ Everything Else2x·Everything else2x
💡 2x on all eligible purchases. 5x on hotels and car rentals booked through Scene+ Travel (Expedia).
Annual Benefits
10 lounge passes, no forex fees
Value: $300 first year
Welcome Bonus
Smart Bonus Strategy — Earn 66,000 points
See spend breakdown below
Minimum spend bonus
Spend $3,000 in 3 months
optimal stop60,000 pts × 1.0¢+$600Min. spend earnings6,000 pts × 1.0¢+$60
Annual benefits10 lounge passes, no forex fees+$375
Annual fee-$399
Net first-year value+$636
Not Included in Smart Bonus Strategy
20,000 points after $10,000 in purchases in the first 14 months
Spend $7,000 in 14 months
Only 2.9% return — optimal tier earns 21.2%
20,000 pts × 1.0¢+$200Compare to Similar Cards
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