TD Platinum Travel Visa
TD Rewards0.5¢ exact
$89 annual fee (waived yr 1)
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Solid travel card with 4.5x on groceries, dining, and transit, 3x on streaming and recurring bills, 1.5x base. Bonus categories cap at $15K annual spend each. TD Rewards redeem at higher CPP through Expedia For TD travel bookings. Reasonable mid-tier travel card.
Earn Rates
🛒 Groceries — Amex accepted4.5x🍽️ Dining4.5x🚇 Transit4.5x📺 Streaming3x📄 Bills3x⛽ Gas1.5x✈️ Travel1.5x💊 Drugstore1.5x🛍️ Everything Else1.5x·Everything else1.5x
💡 6x Expedia For TD. 4.5x groceries, dining, transit. 3x streaming and recurring bills. 1.5x everything else. $15K annual cap per bonus category.
Welcome Bonus
Smart Bonus Strategy — Earn 54,500 points
Spend $3,000 within 6 months
First purchase bonus
one purchase required15,000 pts × 0.5¢+$75Minimum spend bonus
Spend $3,000 in 6 months
optimal stop35,000 pts × 0.5¢+$175Min. spend earnings4,500 pts × 0.5¢+$23
Annual fee (waived yr 1)$0
Net first-year value+$273
Compare to Similar Cards
TD First Class Travel Visa Infinite
TD Rewards0.5¢ exact
$139 annual fee
you could earn$826
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