TD Rewards Visa
TD Rewards0.5¢ exact
$0 annual fee
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No-fee TD Rewards card with 3x on groceries, dining, transit, and 2x on streaming and recurring bills. Bonus categories cap at $5,000 annual spend each. TD Rewards redeem best through Expedia For TD at roughly 0.5 cpp on travel.
Earn Rates
🛒 Groceries — Amex accepted3x🍽️ Dining3x🚇 Transit3x📺 Streaming2x📄 Bills2x·Everything else1x
💡 4x Expedia For TD. 3x groceries, dining, transit. 2x streaming and recurring bills. 1x everything else. $5,000 annual cap per bonus category.
Welcome Bonus
Smart Bonus Strategy — Earn 15,652 points
Spend $500 within 3 months
Minimum spend bonus
Spend $500 in 3 months
optimal stop15,152 pts × 0.5¢+$76Min. spend earnings500 pts × 0.5¢+$3
Annual fee$0
Net first-year value+$78
Compare to Similar Cards
TD First Class Travel Visa Infinite
TD Rewards0.5¢ exact
$139 annual fee
you could earn$826
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